About us
We add the record.
That’s the whole company.
Rental Kharma exists because the largest payment most people make every month has historically counted for nothing. We are a furnisher of consumer credit information, and the entire business is collecting that record accurately and getting it to the bureaus.
Bureaus terminate furnishers. We have not been terminated.
Reporting badly gets a furnisher cut off, which would end the service for every customer at once. Continuity is the credential that matters in this category, and it is the one that cannot be manufactured.
Furnishing since 2012
Confirm the founding year and that furnishing has been continuous. If there was ever a gap, the honest version of this sentence is still stronger than the vague one.
125,000 members
Pick one number and use it in every place on the site. The live site currently says 125,000 near the top of the homepage and 100,000+ further down the same page.
Where we are
Publish the legal entity name and the physical address. A furnisher with no address reads as a shell company, and this is the page where anyone checking will look for it.
Why this is a business at all.
Credit scoring rewards evidence. Someone with a small credit card and two years of minimum payments has produced evidence. Someone who has paid $1,800 in rent on the first of every month for four years has produced far more of it, and until recently none of it was collected anywhere.
That is not a scoring flaw so much as a data gap, and a data gap is a fixable problem. We collect the record, verify it, and furnish it. Nothing about your file gets argued over — there is nothing to argue about, because the payments happened.
It also means our incentives are simple. We are paid a flat fee to maintain a record, not a percentage of an outcome we cannot control. That is why we can afford to run an estimator that tells people to wait when waiting is the right answer.
The company we are not.
Rent reporting sits next to credit repair on a search results page, so it is worth being explicit about which one this is.
- We do not dispute or remove items. We add history that was never collected.
- We do not sell authorized-user tradelines, and we would not benchmark ourselves against anyone who does.
- We do not advertise an average point increase. Your file is not an average.
- We do not take a fee contingent on a score outcome, in either direction.
The difference is the mechanism, not the branding. How it works explains it in full.
Who runs it.
Name the executives, with roles and real photographs. An anonymous leadership page on a company that handles credit data is a liability, and naming people is one of the cheapest trust signals available — a fly-by-night operator will not put faces on the site.
Check us before you trust us.
How your data is handled, what we will never do with it, and how disputes work — written to be verified.