A smart step toward homeownership

Get credit for the
rent & utilities you pay.

We report your rent and utility payments to credit bureaus—adding up to two years’ worth of positive payment history to your credit report.

We report your on-time payments for:

  • Rent
  • Phone/Internet
  • Water
  • Gas
  • Electric
Start Reporting Your Rent & Utilities

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Satisfied renter reading her credit score on her laptop

Your future starts with today’s financial choices.

We document your responsibility now so lenders can see the real you.

Trusted. Transparent. Focused on You.

  • Secure & Compliant

    We use bank-level security to keep your information safe.

  • We Aren’t Credit Repair

    We don’t remove or alter any negative items.

  • Accurate Reporting

    We verify and report your rent and utility payments.

  • Master Your Finances

    We include free credit education so you can make the best use of the credit you’ve earned.

Simple process. Real impact.

  1. 1

    Sign Up

    Create your account in minutes.

  2. 2

    Connect & Verify

    We verify your rent and utility payments.

  3. 3

    We Report

    We securely report your verified payments to credit bureaus.

  4. 4

    You Build

    Build a stronger credit profile over time.

Homeownership is a journey. We’re here for the first step.

Building a stronger financial future starts with the payments you’re already making.